Saturday, December 26, 2020
Too much stuff
Sunday, December 6, 2020
Shiny
Sunday, November 22, 2020
Some days are diamonds some days are stone
Monday, November 2, 2020
Meeting the Loan officer
Back in 1976 I was 18 years old and wanted to buy a piece of land. I went to the bank where I had a savings and a checking account. My parents had their accounts in the same bank. I told a teller I was looking to borrow money for a land purchase. She notified a loan officer (son of one of the owners of the small town bank). He took me into his office had me sit down in the chair across from his desk and patiently explained to me that a young man such as I, had no assets and would not be a good risk for a bank to loan money. He said “I am sure you can understand that.) I said “sure”.
Maybe had I worn my leisure suit, I would have been given the loan with no questions asked, not that any questions were asked as I was ushered out of the man's office.
Two days later the bank officer’s father, major share holder of the bank, showed up on our yard and wanted to talk to my dad. Why did your son pull his money out of our bank and close his account? Wouldn’t actually want to ask me, just have dad straighten that boy out and get the money back in his bank.
Of course why would any bank executive think this guy was managing his money. It really had to be dad's money in my name, right?
Dad told me to tell the man why I had closed my accounts. I said, “I asked for a loan to buy real estate; your son explained to me that I had no assets. That being the case I do not know what you are talking about because if I have no assets I could not have had a savings account to empty.
A couple of days later dad pulled all his accounts as well. You didn’t mess with his kids. That is dad cleaning the windshield on my car before Sharon and I left the church after our wedding 10 years later. Hey look at the hat and leather jacket on me. 10 years later I had cleaned up a lot!